:root{
    --ink:#181715;
    --emerald:#0F4D3A;
    --emerald-deep:#0A3026;
    --cream:#F5F1EA;
    --cream-2:#EDE7DA;
    --gold:#C49B3D;
    --oxblood:#6B1F1A;
    --paper-line:rgba(24,23,21,.12);
    --emerald-line:rgba(245,241,234,.16);
    --display:Georgia,"Gelasio","Times New Roman",serif;
    --body:"DM Sans",system-ui,-apple-system,sans-serif;
    --mono:"DM Sans",system-ui,-apple-system,sans-serif;
  }
  *{box-sizing:border-box}
  html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
  body{
    margin:0;background:var(--cream);color:var(--ink);
    font-family:var(--body);font-size:17px;line-height:1.6;
    -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
    overflow-x:hidden;
  }
  h1,h2,h3{font-family:var(--display);font-weight:500;line-height:1.04;letter-spacing:-.01em;margin:0}
  a{color:inherit;text-decoration:none}
  .wrap{width:min(1180px,92vw);margin-inline:auto}
  .eyebrow{
    font-family:var(--mono);font-size:12px;letter-spacing:.22em;text-transform:uppercase;
    color:var(--gold);font-weight:500;
  }
  .mono{font-family:var(--mono)}

  /* ---------- NAV ---------- */
  header.nav{
    position:sticky;top:0;z-index:60;
    background:rgba(15,77,58,.86);backdrop-filter:saturate(1.2) blur(12px);
    border-bottom:1px solid var(--emerald-line);
  }
  .nav-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
  .brand{display:flex;align-items:center;color:var(--cream)}
  .brand .lockup{height:32px;width:auto;display:block}
  .nav-links{display:flex;align-items:center;gap:30px}
  .nav-links a{color:rgba(245,241,234,.82);font-size:14.5px;font-weight:500;transition:color .2s}
  .nav-links a:hover{color:var(--cream)}
  .nav-cta{
    background:var(--gold);color:var(--emerald-deep);font-weight:600;font-size:14px;
    padding:9px 16px;border-radius:999px;transition:transform .2s, background .2s;
  }
  .nav-cta:hover{transform:translateY(-1px);background:#d6ad4d}
  .nav-toggle{display:none;background:none;border:0;color:var(--cream);cursor:pointer}
  @media(max-width:920px){
    .nav-links{
      position:absolute;top:64px;left:0;right:0;flex-direction:column;align-items:flex-start;
      gap:0;background:var(--emerald);padding:0 4vw;max-height:0;overflow:hidden;
      transition:max-height .3s ease;border-bottom:1px solid var(--emerald-line);
    }
    .nav-links.open{max-height:min(80vh,520px);overflow-y:auto}
    .nav-links a{width:100%;padding:15px 0;border-bottom:1px solid var(--emerald-line);font-size:16px}
    .nav-links .nav-cta{margin:14px 0;width:auto;padding:11px 18px}
    .nav-toggle{display:block}
  }

  /* ---------- HERO ---------- */
  .hero{position:relative;background:var(--emerald);color:var(--cream);overflow:hidden}
  .hero::after{
    content:"";position:absolute;inset:0;pointer-events:none;
    background:radial-gradient(120% 80% at 80% -10%, rgba(196,155,61,.18), transparent 55%);
  }
  .hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;
    padding:clamp(48px,8vw,104px) 0 clamp(56px,8vw,96px)}
  .hero h1{font-size:clamp(40px,6.4vw,76px);letter-spacing:-.022em}
  .hero h1 .em{font-style:italic;color:var(--gold)}
  .hero .lede{font-size:clamp(17px,1.9vw,20px);color:rgba(245,241,234,.84);max-width:34ch;margin-top:24px}
  .hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}
  @media(max-width:430px){.hero-cta .btn{flex:1 1 100%;justify-content:center}}
  .btn{display:inline-flex;align-items:center;gap:9px;font-weight:600;font-size:15.5px;
    padding:14px 24px;border-radius:999px;transition:transform .2s,background .2s,box-shadow .2s;cursor:pointer;border:0}
  .btn-gold{background:var(--gold);color:var(--emerald-deep);box-shadow:0 10px 30px -12px rgba(196,155,61,.6)}
  .btn-gold:hover{transform:translateY(-2px);background:#d6ad4d}
  .btn-ghost{background:transparent;color:var(--cream);border:1px solid rgba(245,241,234,.4)}
  .btn-ghost:hover{border-color:var(--cream);transform:translateY(-2px)}
  .hero-fig{position:relative;aspect-ratio:1/.92;width:100%}
  #gateCanvas{width:100%;height:100%;display:block}
  .fig-label{position:absolute;font-family:var(--mono);font-size:11px;letter-spacing:.12em;
    text-transform:uppercase;color:rgba(245,241,234,.74);white-space:nowrap}
  .fig-label b{color:var(--gold);font-weight:500}
  .lab-practices{left:1%;top:8%}
  .lab-gate{left:50%;transform:translateX(-50%);bottom:36px;text-align:center;color:var(--cream)}
  .lab-plan{right:1%;top:8%;text-align:right}
  @media(max-width:860px){
    .hero-grid{grid-template-columns:1fr;gap:8px;padding-bottom:40px}
    .hero-fig{aspect-ratio:1/.72;max-width:440px;margin:20px auto 30px}
    .hero .lede{max-width:100%}
    .lab-gate{display:none}
  }

  /* ---------- SECTION SCAFFOLD ---------- */
  section{padding:clamp(64px,9vw,118px) 0}
  .sec-head{max-width:62ch}
  .sec-head h2{font-size:clamp(30px,4.4vw,52px);margin-top:14px}
  .sec-head p.intro{font-size:clamp(17px,1.7vw,19.5px);color:rgba(24,23,21,.72);margin-top:20px;max-width:56ch}

  /* WHAT WE DO */
  .what{background:var(--cream)}
  .what-body{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,4vw,64px);margin-top:46px;align-items:start}
  .what-body p{font-size:18.5px;color:rgba(24,23,21,.82);margin:0 0 18px}
  .pull{font-family:var(--display);font-size:clamp(22px,2.6vw,30px);line-height:1.22;color:var(--emerald);
    border-left:3px solid var(--gold);padding-left:22px}
  @media(max-width:760px){.what-body{grid-template-columns:1fr;gap:26px}}

  /* VALUE CARDS */
  .value{background:var(--emerald);color:var(--cream)}
  .value .eyebrow{color:var(--gold)}
  .value .sec-head h2{color:var(--cream)}
  .value .sec-head p.intro{color:rgba(245,241,234,.78)}
  .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:48px}
  .card{
    background:rgba(245,241,234,.05);border:1px solid var(--emerald-line);border-radius:16px;
    padding:28px 26px;transition:transform .25s,background .25s,border-color .25s;
  }
  .card:hover{transform:translateY(-4px);background:rgba(245,241,234,.09);border-color:rgba(196,155,61,.5)}
  .card .ix{font-family:var(--mono);font-size:12px;color:var(--gold);letter-spacing:.1em}
  .card h3{font-size:23px;margin:16px 0 10px;color:var(--cream)}
  .card p{font-size:15.5px;color:rgba(245,241,234,.74);margin:0}
  @media(max-width:920px){.cards{grid-template-columns:1fr 1fr}}
  @media(max-width:600px){.cards{grid-template-columns:1fr}}

  /* PAYER CARDS (light) */
  .payers{background:var(--cream)}
  .pcards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:48px}
  .pcard{background:#fff;border:1px solid var(--paper-line);border-radius:16px;padding:28px 26px;
    transition:transform .25s,box-shadow .25s}
  .pcard:hover{transform:translateY(-4px);box-shadow:0 20px 40px -28px rgba(24,23,21,.4)}
  .pcard .k{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}
  .pcard h3{font-size:22px;color:var(--emerald);margin:12px 0 8px}
  .pcard p{font-size:15px;color:rgba(24,23,21,.7);margin:0}
  @media(max-width:920px){.pcards{grid-template-columns:1fr 1fr}}
  @media(max-width:600px){.pcards{grid-template-columns:1fr}}

  /* LEVERS */
  .levers{background:var(--cream-2)}
  .lever-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 56px;margin-top:44px;
    border-top:1px solid var(--paper-line)}
  .lever{display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:baseline;
    padding:20px 4px;border-bottom:1px solid var(--paper-line)}
  .lever .n{font-family:var(--mono);font-size:13px;color:var(--gold)}
  .lever h3{font-size:19px;font-family:var(--body);font-weight:600;letter-spacing:0}
  .lever p{margin:5px 0 0;font-size:14.5px;color:rgba(24,23,21,.68)}
  @media(max-width:820px){.lever-grid{grid-template-columns:1fr;gap:0}}

  /* HOW IT WORKS */
  .how{background:var(--ink);color:var(--cream)}
  .how .eyebrow{color:var(--gold)}
  .how .sec-head h2{color:var(--cream)}
  .steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin-top:52px}
  .step{padding:26px 22px 30px;border-left:1px solid var(--emerald-line);position:relative}
  .step:first-child{border-left:0}
  .step .sn{font-family:var(--mono);font-size:13px;color:var(--gold);letter-spacing:.1em}
  .step h3{font-size:21px;color:var(--cream);margin:18px 0 10px}
  .step p{font-size:14.5px;color:rgba(245,241,234,.7);margin:0}
  .step .dot{position:absolute;top:0;left:-5px;width:9px;height:9px;border-radius:50%;background:var(--gold)}
  .step:first-child .dot{left:0}
  @media(max-width:1080px){.steps{grid-template-columns:repeat(3,1fr)}.step:nth-child(3n+1){border-left:0}}
  @media(max-width:900px){
    .steps{grid-template-columns:1fr}
    .step{border-left:0;border-top:1px solid var(--emerald-line);padding:24px 0}
    .step:first-child{border-top:0}
    .step .dot{left:0;top:-5px}
  }

  /* ECOSYSTEM */
  .eco{background:var(--cream)}
  .eco-top{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:end}
  .eco-top p.intro{margin-top:20px}
  .stats{display:flex;gap:8px;justify-content:flex-end;flex-wrap:wrap}
  .stat{flex:1;min-width:120px;border-top:2px solid var(--emerald);padding-top:14px}
  .stat .big{font-family:var(--display);font-size:clamp(34px,4.6vw,52px);color:var(--emerald);line-height:1}
  .stat .lab{font-family:var(--mono);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;
    color:rgba(24,23,21,.6);margin-top:8px}
  .eco-cos{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:56px}
  .eco-co{border:1px solid var(--paper-line);border-radius:16px;padding:26px;background:#fff;
    transition:transform .25s,box-shadow .25s}
  .eco-co:hover{transform:translateY(-4px);box-shadow:0 20px 40px -28px rgba(24,23,21,.4)}
  .eco-co .k{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}
  .eco-co h3{font-size:22px;color:var(--emerald);margin:12px 0 8px}
  .eco-co p{font-size:14.5px;color:rgba(24,23,21,.7);margin:0}
  @media(max-width:820px){.eco-top{grid-template-columns:1fr;gap:30px}.stats{justify-content:flex-start}.eco-cos{grid-template-columns:1fr}}

  /* LEADERSHIP */
  .lead{background:var(--emerald-deep);color:var(--cream)}
  .lead .eyebrow{color:var(--gold)}
  .lead .sec-head h2{color:var(--cream)}
  .lead-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:48px}
  .person{background:rgba(245,241,234,.05);border:1px solid var(--emerald-line);border-radius:16px;padding:26px}
  .person .mono-role{font-family:var(--mono);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold)}
  .person:not(.feature) .mono-role{line-height:1.4;min-height:2.8em}
  .person h3{font-size:22px;color:var(--cream);margin:6px 0 10px}
  .person p{font-size:14.5px;color:rgba(245,241,234,.72);margin:0}
  .person.feature{grid-column:span 4;display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:center;
    background:rgba(196,155,61,.08);border-color:rgba(196,155,61,.35)}
  .person.feature .mono-role{color:var(--gold)}
  .monogram{width:84px;height:84px;border-radius:50%;background:var(--gold);color:var(--emerald-deep);
    display:grid;place-items:center;font-family:var(--display);font-size:32px;font-weight:600}
  @media(max-width:1080px){.lead-grid{grid-template-columns:repeat(2,1fr)}.person.feature{grid-column:span 2}}
  @media(max-width:600px){.lead-grid{grid-template-columns:1fr}.person.feature{grid-column:span 1;grid-template-columns:1fr;text-align:left}}

  /* CTA */
  .cta{background:var(--cream);text-align:center}
  .cta-card{background:var(--emerald);color:var(--cream);border-radius:24px;
    padding:clamp(40px,6vw,72px);position:relative;overflow:hidden}
  .cta-card::after{content:"";position:absolute;inset:0;pointer-events:none;
    background:radial-gradient(90% 120% at 50% 120%, rgba(196,155,61,.22), transparent 60%)}
  .cta-card h2{font-size:clamp(30px,4.6vw,52px);color:var(--cream);position:relative}
  .cta-card p{color:rgba(245,241,234,.82);max-width:48ch;margin:18px auto 30px;position:relative}
  .cta-card .hero-cta{justify-content:center;position:relative}

  /* FOOTER */
  footer{background:var(--ink);color:rgba(245,241,234,.7);padding:56px 0 36px;font-size:14px}
  .foot-top{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;align-items:flex-start}
  .foot-brand img{height:30px;width:auto;display:block}
  .foot-links{display:flex;gap:28px;flex-wrap:wrap}
  .foot-links a:hover{color:var(--cream)}
  .foot-note{margin-top:34px;padding-top:22px;border-top:1px solid rgba(245,241,234,.12);
    display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:12.5px;color:rgba(245,241,234,.5)}
  .disclaim{max-width:62ch}

  /* reveal */
  .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease, transform .7s ease}
  .reveal.in{opacity:1;transform:none}
  @media(prefers-reduced-motion:reduce){
    .reveal{opacity:1;transform:none;transition:none}
    html{scroll-behavior:auto}
  }
  :focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
  .skip{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--emerald-deep);
    padding:10px 16px;border-radius:0 0 10px 0;font-weight:600;z-index:200}
  .skip:focus{left:0}
  header.nav.scrolled{box-shadow:0 8px 30px -18px rgba(0,0,0,.6)}

  /* credibility strip */
  .strip{background:var(--emerald-deep);border-top:1px solid var(--emerald-line);
    border-bottom:1px solid var(--emerald-line)}
  .strip-inner{display:flex;flex-wrap:wrap;gap:10px 38px;align-items:center;justify-content:center;
    padding:18px 0;font-family:var(--mono);font-size:12px;letter-spacing:.12em;text-transform:uppercase;
    color:rgba(245,241,234,.62)}
  .strip-inner b{color:var(--gold);font-weight:500}
  .strip-inner .sep{color:rgba(245,241,234,.22)}

  /* FAQ */
  .faq{background:var(--cream)}
  .faq-list{margin-top:40px;border-top:1px solid var(--paper-line)}
  .qa{border-bottom:1px solid var(--paper-line)}
  .qa summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;
    align-items:center;gap:20px;padding:24px 4px;text-align:left;font-family:var(--display);
    font-size:clamp(19px,2.2vw,24px);color:var(--ink);font-weight:500}
  .qa summary::-webkit-details-marker{display:none}
  .qa summary .pm{flex:0 0 auto;width:26px;height:26px;position:relative;transition:transform .3s}
  .qa summary .pm::before,.qa summary .pm::after{content:"";position:absolute;background:var(--gold);
    border-radius:2px;left:50%;top:50%}
  .qa summary .pm::before{width:16px;height:2px;transform:translate(-50%,-50%)}
  .qa summary .pm::after{width:2px;height:16px;transform:translate(-50%,-50%);transition:transform .3s}
  .qa[open] summary .pm::after{transform:translate(-50%,-50%) scaleY(0)}
  .qa .ans{max-height:0;overflow:hidden;transition:max-height .35s ease}
  .qa[open] .ans{max-height:600px}
  .qa .ans p{margin:0 0 22px;padding-right:46px;font-size:16.5px;color:rgba(24,23,21,.74);max-width:72ch}
  @media(prefers-reduced-motion:reduce){.qa .ans{transition:none}}

  /* contact form */
  .form{display:grid;grid-template-columns:1fr 1fr;gap:14px;max-width:560px;margin:0 auto;position:relative;text-align:left}
  .form .full{grid-column:1/-1}
  .form label{display:block;font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;
    color:rgba(245,241,234,.7);margin-bottom:7px}
  .form input,.form textarea{width:100%;background:rgba(245,241,234,.07);border:1px solid var(--emerald-line);
    border-radius:10px;padding:13px 14px;color:var(--cream);font-family:var(--body);font-size:15.5px}
  .form input::placeholder,.form textarea::placeholder{color:rgba(245,241,234,.4)}
  .form input:focus,.form textarea:focus{outline:none;border-color:var(--gold);background:rgba(245,241,234,.1)}
  .form textarea{resize:vertical;min-height:84px}
  @media(max-width:560px){.form{grid-template-columns:1fr}}

  /* ===== additions (multipage) ===== */
  .nav-links a[aria-current="page"]{color:var(--cream)}
  .btn-dark{background:var(--emerald);color:var(--cream)}
  .btn-dark:hover{background:var(--emerald-deep);transform:translateY(-2px)}
  .section-link{display:inline-flex;align-items:center;gap:8px;margin-top:30px;font-weight:600;
    font-family:var(--mono);font-size:13px;letter-spacing:.06em;text-transform:uppercase}
  .value .section-link{color:var(--gold)}
  .payers .section-link{color:var(--emerald)}
  .section-link .arr{transition:transform .2s}
  .section-link:hover .arr{transform:translateX(4px)}
  .visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

  /* a11y contrast overrides */
  .metric .lab{color:rgba(245,241,234,.8)}
  .strip-inner{color:rgba(245,241,234,.76)}
  .fig-label{color:rgba(245,241,234,.86)}
  .scn .label{color:rgba(245,241,234,.84)}
  .tcard p{color:rgba(245,241,234,.8)}
  .card p{color:rgba(245,241,234,.82)}
  .person p{color:rgba(245,241,234,.82)}
  .step p{color:rgba(245,241,234,.78)}

  /* gate toggle */
  .gate-toggle{position:absolute;left:0;right:0;bottom:-2%;display:flex;gap:6px;flex-wrap:wrap;justify-content:center}
  .gate-toggle button{font-family:var(--mono);font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;
    color:rgba(245,241,234,.72);background:rgba(245,241,234,.05);border:1px solid var(--emerald-line);
    border-radius:999px;padding:6px 11px;cursor:pointer;transition:all .2s}
  .gate-toggle button:hover{color:var(--cream)}
  .gate-toggle button.on{color:var(--emerald-deep);background:var(--gold);border-color:var(--gold)}
  @media(max-width:860px){.gate-toggle{position:static;left:auto;right:auto;transform:none;justify-content:center;margin-top:14px}}

  /* metrics band */
  .metrics{background:var(--emerald-deep);color:var(--cream);border-top:1px solid var(--emerald-line);border-bottom:1px solid var(--emerald-line)}
  .metrics .wrap{padding:clamp(46px,6vw,72px) 0}
  .metrics .mhead{font-family:var(--mono);font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);text-align:center;margin-bottom:38px}
  .mgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
  .metric{text-align:center;border-left:1px solid var(--emerald-line);padding:0 12px}
  .metric:first-child{border-left:0}
  .metric .num{font-family:var(--display);font-size:clamp(34px,4.6vw,52px);color:var(--cream);line-height:1}
  .metric .num .suf{color:var(--gold)}
  .metric .lab{font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;margin-top:12px;line-height:1.5}
  @media(max-width:760px){.mgrid{grid-template-columns:1fr 1fr;gap:30px 16px}.metric{border-left:0}}

  /* testimonial */
  .quote-wrap{margin-top:56px}
  .quote{background:#fff;border:1px solid var(--paper-line);border-left:3px solid var(--gold);border-radius:14px;padding:clamp(30px,4vw,48px)}
  .quote p{font-family:var(--display);font-size:clamp(20px,2.5vw,28px);line-height:1.32;color:var(--emerald);margin:0}
  .quote .who{margin-top:22px;font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:rgba(24,23,21,.6)}

  /* ecosystem visit + leadership linkedin */
  .eco-co{display:flex;flex-direction:column}
  .eco-co .visit{margin-top:auto;padding-top:16px;font-family:var(--mono);font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--gold);display:inline-flex;align-items:center;gap:7px}
  .eco-co .visit .arr,.section-link .arr{transition:transform .2s}
  .eco-co:hover .visit .arr{transform:translateX(4px)}
  .person .li{display:inline-block;margin-top:14px;font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--gold)}

  /* trust */
  .trust{background:var(--ink);color:var(--cream)}
  .trust .eyebrow{color:var(--gold)}.trust .sec-head h2{color:var(--cream)}
  .trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:46px}
  .tcard{border:1px solid var(--emerald-line);border-radius:14px;padding:24px;background:rgba(245,241,234,.04)}
  .tcard .k{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}
  .tcard h3{font-size:18px;color:var(--cream);margin:12px 0 8px;font-family:var(--body);font-weight:600;letter-spacing:0}
  .tcard p{font-size:14px;margin:0}
  @media(max-width:820px){.trust-grid{grid-template-columns:1fr 1fr}}
  @media(max-width:520px){.trust-grid{grid-template-columns:1fr}}

  /* page hero */
  .phero{background:var(--emerald);color:var(--cream);position:relative;overflow:hidden}
  .phero::after{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(120% 80% at 85% -20%, rgba(196,155,61,.16), transparent 55%)}
  .phero .wrap{padding:clamp(56px,8vw,104px) 0 clamp(44px,6vw,72px);position:relative}
  .phero h1{font-size:clamp(36px,5.4vw,64px);max-width:18ch}
  .phero h1 .em{font-style:italic;color:var(--gold)}
  .phero p{font-size:clamp(17px,1.9vw,20px);color:rgba(245,241,234,.86);max-width:52ch;margin-top:22px}
  .phero .hero-cta{margin-top:32px}

  /* estimator */
  .est-wrap{background:var(--cream-2)}
  .est{display:grid;grid-template-columns:.95fr 1.05fr;gap:clamp(28px,4vw,56px);margin-top:44px;align-items:start}
  .est-controls{background:#fff;border:1px solid var(--paper-line);border-radius:18px;padding:clamp(24px,3vw,34px)}
  .ctrl{margin-bottom:26px}.ctrl:last-child{margin-bottom:0}
  .ctrl .row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
  .ctrl label{font-family:var(--mono);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:rgba(24,23,21,.6)}
  .ctrl .val{font-family:var(--display);font-size:22px;color:var(--emerald)}
  .ctrl input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:5px;border-radius:999px;background:linear-gradient(90deg,var(--gold) var(--p,40%),var(--cream-2) var(--p,40%));outline:none}
  .ctrl input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--emerald);border:3px solid var(--cream);box-shadow:0 2px 8px rgba(0,0,0,.25);cursor:pointer}
  .ctrl input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--emerald);border:3px solid var(--cream);cursor:pointer}
  .est-out{display:flex;flex-direction:column;gap:14px}
  .scn{background:var(--emerald);color:var(--cream);border-radius:16px;padding:22px 24px;display:flex;justify-content:space-between;align-items:center;gap:16px}
  .scn.exp{background:var(--emerald-deep);outline:2px solid var(--gold)}
  .scn .label{font-family:var(--mono);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase}
  .scn .label b{display:block;font-family:var(--display);font-size:19px;letter-spacing:0;color:var(--cream);text-transform:none;margin-top:4px;font-weight:500}
  .scn .amt{font-family:var(--display);font-size:clamp(24px,3vw,34px);color:var(--gold);white-space:nowrap}
  .est-note{font-size:12.5px;color:rgba(24,23,21,.55);margin-top:18px;max-width:60ch}
  .est-assume{font-family:var(--mono);font-size:11.5px;color:rgba(24,23,21,.55);margin-top:6px}
  @media(max-width:820px){.est{grid-template-columns:1fr}}
  @media(max-width:480px){.scn{flex-direction:column;align-items:flex-start;gap:8px}.scn .amt{white-space:normal}.ctrl .row{flex-wrap:wrap;gap:2px 10px}.ctrl label{flex:1 1 auto;min-width:0}}

  /* coverage map */
  .map{background:var(--emerald-deep);color:var(--cream)}
  .map .eyebrow{color:var(--gold)}.map .sec-head h2{color:var(--cream)}.map .sec-head p.intro{color:rgba(245,241,234,.8)}
  .map-wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;margin-top:44px;align-items:center}
  .map-svg{width:100%;height:auto;display:block}
  .region{fill:rgba(245,241,234,.08);stroke:rgba(196,155,61,.55);stroke-width:1.4;cursor:pointer;transition:fill .2s;vector-effect:non-scaling-stroke;stroke-linejoin:round}
  .region:hover,.region.active{fill:var(--gold)}
  .region-label{fill:rgba(245,241,234,.85);font-family:var(--mono);font-size:12px;pointer-events:none;text-anchor:middle}
  .map-read{background:rgba(245,241,234,.05);border:1px solid var(--emerald-line);border-radius:16px;padding:28px}
  .map-read .rk{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
  .map-read h3{font-size:28px;color:var(--cream);margin:8px 0 18px}
  .map-stat{display:flex;justify-content:space-between;border-top:1px solid var(--emerald-line);padding:12px 0;font-size:14.5px;color:rgba(245,241,234,.85)}
  .map-stat .v{font-family:var(--display);color:var(--gold)}
  .map-foot{font-family:var(--mono);font-size:11px;color:rgba(245,241,234,.5);margin-top:18px}
  @media(max-width:820px){.map-wrap{grid-template-columns:1fr;gap:24px}}
  @media(max-width:560px){.map-svg{min-width:420px}.map-wrap>div:first-child{overflow-x:auto;-webkit-overflow-scrolling:touch}.strip-inner .sep{display:none}.qa .ans p{padding-right:0}}
  @media(max-width:480px){.cta-card{padding-left:20px;padding-right:20px}}
  @media(prefers-reduced-motion:reduce){.region{stroke-dasharray:none!important;stroke-dashoffset:0!important;fill-opacity:1!important}.region-label,#coverageMap rect{opacity:1!important}}
  @media print{.region{stroke-dasharray:none!important;stroke-dashoffset:0!important;fill-opacity:1!important}.region-label,#coverageMap rect{opacity:1!important}}

  /* surplus contribution viz */
  .surplus{background:var(--cream)}
  .sv-list{margin-top:42px;display:grid;gap:16px}
  .svrow{display:grid;grid-template-columns:250px 1fr 46px;gap:18px;align-items:center}
  .svrow .nm{font-size:15px;font-weight:600}
  .svbar{background:var(--cream-2);border-radius:999px;height:14px;overflow:hidden}
  .svbar .fill{height:100%;width:0;background:linear-gradient(90deg,var(--emerald),var(--gold));border-radius:999px;transition:width 1.1s cubic-bezier(.22,1,.36,1)}
  .svrow.in .svbar .fill{width:var(--w)}
  .svrow .pc{font-family:var(--mono);font-size:13px;color:var(--emerald);text-align:right}
  .sv-note{font-size:12.5px;color:rgba(24,23,21,.55);margin-top:24px}
  @media(max-width:760px){.svrow{grid-template-columns:1fr auto;gap:6px 12px}.svrow .svbar{grid-column:1/-1;order:3}}

  /* news strip */
  .news{background:var(--cream-2)}
  .news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:40px}
  .news-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--paper-line);border-radius:14px;padding:24px;transition:transform .25s,box-shadow .25s}
  .news-card:hover{transform:translateY(-3px);box-shadow:0 18px 36px -26px rgba(24,23,21,.4)}
  .news-card .d{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold)}
  .news-card h3{font-size:18px;color:var(--emerald);margin:12px 0 0;line-height:1.22;font-family:var(--display);font-weight:500}
  .news-card .src{margin-top:auto;padding-top:16px;font-family:var(--mono);font-size:11px;color:rgba(24,23,21,.55)}
  @media(max-width:820px){.news-grid{grid-template-columns:1fr}}

  /* case study teaser */
  .casebar{background:var(--oxblood);color:var(--cream)}
  .casebar .wrap{padding:clamp(40px,6vw,64px) 0;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}
  .casebar .eyebrow{color:var(--gold)}
  .casebar h2{font-size:clamp(26px,3.4vw,40px);color:var(--cream);margin-top:12px;max-width:26ch}
  .casebar .btn-gold{white-space:nowrap}
  @media(max-width:760px){.casebar .wrap{grid-template-columns:1fr}}

  /* case study + cs stats */
  .cs-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:38px 0}
  .cs-stat{background:#fff;border:1px solid var(--paper-line);border-radius:14px;padding:24px;text-align:center}
  .cs-stat .big{font-family:var(--display);font-size:40px;color:var(--emerald);line-height:1}
  .cs-stat .big .suf{color:var(--gold)}
  .cs-stat .lab{font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:rgba(24,23,21,.6);margin-top:10px}
  @media(max-width:620px){.cs-stats{grid-template-columns:1fr}}

  /* portal mock */
  .pmock{background:rgba(245,241,234,.05);border:1px solid var(--emerald-line);border-radius:18px;padding:22px;margin:40px auto 0;text-align:left;max-width:760px}
  .pmock .bar{display:flex;gap:6px;margin-bottom:16px}
  .pmock .bar i{width:10px;height:10px;border-radius:50%;background:rgba(245,241,234,.25);display:block}
  .pmock-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:14px}
  .pmock-kpi{background:rgba(245,241,234,.06);border-radius:12px;padding:16px}
  .pmock-kpi .v{font-family:var(--display);font-size:26px;color:var(--gold)}
  .pmock-kpi .k{font-family:var(--mono);font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:rgba(245,241,234,.62);margin-top:6px}
  .pmock-rows{background:rgba(245,241,234,.04);border-radius:12px;padding:8px 14px}
  .pmock-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px solid var(--emerald-line);font-size:13px}
  .pmock-row:last-child{border-bottom:0}
  .pmock-row .tag{font-family:var(--mono);font-size:10px;color:var(--emerald-deep);background:var(--gold);border-radius:999px;padding:3px 9px}
  .pmock-cap{font-family:var(--mono);font-size:11px;color:rgba(245,241,234,.55);text-align:center;margin-top:14px}
  @media(max-width:620px){.pmock-grid{grid-template-columns:1fr}}

  /* branching intake */
  .who-pick{display:flex;gap:10px;justify-content:center;margin:0 auto 22px;flex-wrap:wrap;position:relative}
  .who-pick button{font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:rgba(245,241,234,.82);background:rgba(245,241,234,.06);border:1px solid var(--emerald-line);border-radius:999px;padding:11px 20px;cursor:pointer;transition:all .2s}
  .who-pick button.on{background:var(--gold);color:var(--emerald-deep);border-color:var(--gold)}
  .field-payeronly,.field-provideronly{display:none}
  .mode-provider .field-provideronly{display:block}
  .mode-payer .field-payeronly{display:block}
  .book-line{font-size:13.5px;color:rgba(245,241,234,.8);margin:16px 0 0;position:relative}
  .book-line a{color:var(--gold);text-decoration:underline}

  /* hub / article / legal / portal */
  .hub{background:var(--cream)}
  .posts{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
  .post{display:flex;flex-direction:column;background:#fff;border:1px solid var(--paper-line);border-radius:16px;padding:28px;transition:transform .25s,box-shadow .25s}
  .post:hover{transform:translateY(-4px);box-shadow:0 20px 40px -28px rgba(24,23,21,.4)}
  .post .k{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}
  .post h3{font-size:22px;color:var(--emerald);margin:14px 0 10px;line-height:1.16}
  .post p{font-size:14.5px;color:rgba(24,23,21,.7);margin:0 0 18px}
  .post .more{margin-top:auto;font-family:var(--mono);font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--emerald);font-weight:500}
  @media(max-width:820px){.posts{grid-template-columns:1fr}}
  .article{background:var(--cream)}.article .wrap{max-width:min(760px,92vw)}
  .article .k{font-family:var(--mono);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
  .article h1{font-size:clamp(32px,4.6vw,52px);margin:16px 0 10px;max-width:20ch}
  .article .meta{font-family:var(--mono);font-size:12.5px;color:rgba(24,23,21,.55);margin-bottom:36px}
  .article .prose p{font-size:18px;color:rgba(24,23,21,.84);margin:0 0 22px}
  .article .prose h2{font-size:26px;color:var(--emerald);margin:38px 0 14px}
  .article .prose ul{margin:0 0 22px;padding-left:22px;color:rgba(24,23,21,.84)}
  .article .prose li{margin-bottom:8px}
  .back{display:inline-flex;gap:8px;font-family:var(--mono);font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--emerald);margin-top:30px}
  .gloss{background:var(--cream)}.gloss .glist{margin-top:42px;display:grid;grid-template-columns:1fr 1fr;gap:16px}
  .gitem{background:#fff;border:1px solid var(--paper-line);border-radius:14px;padding:24px}
  .gitem dt{font-family:var(--display);font-size:21px;color:var(--emerald)}
  .gitem .ab{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);margin-top:4px}
  .gitem dd{margin:12px 0 0;font-size:15px;color:rgba(24,23,21,.78)}
  @media(max-width:680px){.gloss .glist{grid-template-columns:1fr}}
  .portal{background:var(--emerald);color:var(--cream)}
  .portal .wrap{padding:80px 0;text-align:center}
  .portal h1{font-size:clamp(32px,5vw,56px)}.portal h1 .em{font-style:italic;color:var(--gold)}
  .portal p{color:rgba(245,241,234,.84);max-width:48ch;margin:20px auto 26px}
  .portal .pill{display:inline-block;font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);border:1px solid var(--emerald-line);border-radius:999px;padding:7px 14px;margin-bottom:26px}
  .legal{background:var(--cream)}.legal .wrap{max-width:min(760px,92vw)}
  .legal h1{font-size:clamp(30px,4vw,46px);margin-bottom:14px}
  .legal h2{font-size:22px;color:var(--emerald);margin:30px 0 12px}.legal p{color:rgba(24,23,21,.82);margin:0 0 18px}
  .notfound{background:var(--emerald);color:var(--cream);min-height:64vh;display:flex;align-items:center}
  .notfound .wrap{text-align:center;padding:90px 0}
  .notfound h1{font-size:clamp(56px,10vw,120px);color:var(--gold)}
  .notfound p{color:rgba(245,241,234,.84);margin:14px auto 28px;max-width:40ch}

  /* footer extra + sticky mobile cta */
  .foot-sub{display:flex;gap:24px;flex-wrap:wrap;margin-top:26px;font-size:12.5px}
  .foot-sub a{color:rgba(245,241,234,.6)}.foot-sub a:hover{color:var(--cream)}
  @media(max-width:860px){.foot-links a,.foot-sub a{padding:6px 0;display:inline-block}}
  .mcta{display:none}
  @media(max-width:860px){
    .mcta{display:block;position:fixed;left:0;right:0;bottom:0;z-index:80;background:rgba(10,48,38,.96);
      backdrop-filter:blur(8px);border-top:1px solid var(--emerald-line);padding:10px 16px calc(10px + env(safe-area-inset-bottom));transition:transform .3s}
    .mcta a{display:block;text-align:center;background:var(--gold);color:var(--emerald-deep);font-weight:600;border-radius:999px;padding:13px}
    .mcta.hide{transform:translateY(130%)}
    footer{padding-bottom:96px}
  }